OpenBanq

Open-banking infrastructure built for conventional finance.

PSD2/PSD3-aligned open-banking infrastructure for conventional retail, commercial, and wholesale finance. One API. Every rail. Every major core. PSD2/PSD3/FAPI 2.0/FDX out of the box.

PSD2PSD3FAPI 2.0FDX 6.0Open Banking UKBasel IIISOC 2 Type IIISO 27001ISO 20022GDPR

Every conventional banking rail, one platform.

Swap out fragmented vendor integrations for a single, compliance-kernel- gated API that normalises core-banking, payments, KYC, AML, and regulatory reporting across jurisdictions.

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PSD2 & PSD3 Ready

Strong Customer Authentication, TPP authorization, secure element communication — turnkey.

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FAPI 2.0 + Open Banking UK

FAPI Advanced security profile, OIDC, DPoP, and PAR — pre-certified patterns.

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FDX for North America

Financial Data Exchange 6.0 compliant APIs for US/CA aggregators and processors.

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Basel III Capital Adequacy

Built-in risk-weighted asset calculation, liquidity coverage ratio, and net stable funding ratio.

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Multi-Rail Core Banking

Pre-built connectors to all major core-banking platforms — no integration project required.

Real-Time Payments

SEPA Instant, FedNow, RTP, and cross-border with SWIFT gpi tracking.

Ready to deploy conventional open-banking rails?

Start in sandbox today. Enterprise pilots onboard in 4–6 weeks.